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*Limited time only – Get a $20 cash bonus with code: COMPAREWISE by opening an account and making a purchase with KOHO card within 30 days after registration (this works with both virtual and physical cards).

FAQs about KOHO

What is KOHO?

KOHO is a Canadian based Fintech company that provides financial solutions with no hidden fees. They're partnered with MasterCard and Peoples Trust to ensure KOHO's products can be utilised all over the world.

Why should I use KOHO?

There are a lot of reasons why you should use KOHO. Some examples include:

  1. Access to their 'Full-Service Account', which has no hidden fees.
  2. Earn a minimum of 0.5% cashback on all purchases.
  3. Access to their 'Credit Building' subscription to build your credit score.
  4. Access to their 'Earn Interest' feature, which allows you to earn 1.2% interest on your account balance.
  5. Access to up to 50% of daily paycheque if your employer is one of KOHO's Instant Pay partners.

How much does KOHO cost?

KOHO is completely free for everyone. Users can register and get their virtual card right away. The KOHO premium membership costs $9 monthly or $82 annually with all the KOHO features in addition to earning 2% instant cashback on three specific categories and 0.5% cashback on everything else. KOHO Premium users also pay no fees on foreign transactions. They can also access financial coaches and price match services.

How do I get started with KOHO?

To get started with KOHO, you need to go to their website and sign up, which takes less than 5 minutes. Joining KOHO will not affect your credit score as they only perform a soft credit check to verify your credit file.

Is KOHO safe?

KOHO is partnered with People Trust Company which is a federally regulated financial institution to ensure your funds are safe. They are also partnered with MasterCard's Zero Liability policy to ensure you are protected in case anyone accesses your card or account. Additionally, when you

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