With OnDeck you can access three types of business funding solutions from one simple application: fixed-term loans, lines of credit, and flex funds.

OnDeck offers three funding programs for busineses. With fixed-term loans you can grow and invest in your business with a short-term infusion of capital to fund specific projects and purchases to drive your business forward. Lines of credit keep your business running smoothly with reliable, revolving access to working capital to help you manage your ongoing business needs. Finally, flex funds align to work with your cash flow. Pay back faster when sales are strong, and benefit from smaller payments when they’re not.

Smarter Loans is not a lender, but a platform that connects people and business owners to legitimate lenders that partner with them. Business owners can compare rates, terms, and conditions of about 100 lenders on the platform before making a decision. They helped many businesses get access to loans.

Smarter Loans gives users access to a maximum business loan amount of $100,000 and a minimum of $5,000. Business owners can access the profiles of the available lenders on the platform to ascertain their legitimacy and boost confidence in making a choice.

They also have a variety of loan calculators on the website to help ease all aspects of loan calculations. Businesses looking for loans on the platform can use the pre-applying feature on the site to make the best decision.

Alternative brokers like Kingsmen Capital Investments give Canadian business owners easy access to funds. You can apply for unsecured loans, secured loans, equipment financing, or a sale-leaseback. Kingsmen funds businesses within less than seven business days.

Traditional lenders often have strict requirements to grant capital to businesses. You may need a high personal credit score. Your business’s credit history will also come into play. With alternative brokers, like Kingsmen Capital Investments, getting funds is easier. They cater to companies and business owners with less-than-perfect credit. For instance, their equipment financing solutions require a minimum credit score of 550.

Greenbox Capital is dedicated to helping your small or mid-sized business succeed by providing quick, easy small business funding in as little as one business day. They provide alternative business funding from as low as $3,000 up to $500,000 in all industries across Canada.

Other lenders boast speedy approvals but require merchants to complete extensive and intrusive forms. The easy application process at Greenbox is built around an in-house communication center that gives underwriters instant access to the information they need to quickly and easily provide working capital, with approval in as little as 2-5 business hours and funding in as little as 1 business day.

Sustainable lending practices are designed to help small businesses get ahead. Traditional lenders reject most applications for small business loans, but at Greenbox Capital, approvals are based on your business’s potential—not your credit rating—so they’re able to fuel the growth of more small and mid-sized businesses. They won’t over-leverage your business, and unlike some lenders, don’t restrict how you use your funds.

Forward Funding is a lending platform that gives businesses access to a minimum loan amount of $5,000 and a maximum of $300,000. Their interest rates range between 10% and 200% depending on the type of business loan.

Forward Funding business loan terms range between 4 and 12 months for small business loans. Longer loan term options of above one year come with higher interest rates. To access business loans on the platform, your business must have existed for at least 3 months.

Access to business loans on Forward Funding requires proof of income, citizenship, or permenant residence. Business loan applications can be completed on the platform within an hour, and funds can be received via bank account within one business day.