Canada best credit cards
in May 2024

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12 Results

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#1 Choice
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Koho Card

KOHO
Cash Back Account
Up To 5% Cash Back
Earn rewards instatly
  • No credit card surcharge fees
  • Build credit history for $10/mo
  • Earn interest on your money
Pros & Cons
Extra Details
Popular
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Neo Card

Neo Card
Secured Rewards Card
Average of 5% Cash Back
Up to 15% cash back instantly
  • No monthly fees
  • 2.25% interest on your money
  • Instant approval for credit card
Pros & Cons
Extra Details
Best Value
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Tangerine

Tangerine
Money Back Credit Card
Earn 15% Cash Back
For first two months
  • Earn 2% cash back
  • Unlimited cash back
  • No Annual Fee
Pros & Cons
Extra Details
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National Bank® World Elite® Mastercard®

World Elite® Mastercard®
By National Bank®
Up to 5 rewards points
Per dollar spent
  • 20.99% purchase APR
  • $150 annual fee
  • Earn up to 5 points per dollar spent
Pros & Cons
Extra Details
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American Express Business Platinum Card®

Business Platinum Card
From American Express
Earn 1.25X Points
On every $1 spent
  • Up to 55 interest-free days
  • No pre-set spending limit
  • Travel cover when you book
Pros & Cons
Extra Details
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ECHO® Cashback

ECHO® Cashback
Mastercard®
Get up to 1.5%
Cash back on purchases
  • 20.99% purchase APR
  • $30 annual fee
  • 1.5% cashback on gas, groceries and online shopping
Pros & Cons
Extra Details
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CIBC Dividend®

CIBC Dividend®
Visa Infinite
Get annual fee rebated
For your first year
  • 4% cash back on gas and groceries
  • Annual income: $60,000 – $100,000
  • Annual fee: $120 (first year rebated)
Pros & Cons
Extra Details
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TD First Class Travel

TD First Class Travel
Visa Infinite
Get up to 80,000 pts
$400 value
  • Earn 9 pts per $1 on travel booked
  • Annual income: $60,000
  • Annual fee: $120
Pros & Cons
Extra Details
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American Express

American Express
SimplyCash® Preferred
Get 10% cash back
First 4 months
  • 2% cash back after 4 months (no limit)
  • No annual income requirement
  • Annual fee: $99
Pros & Cons
Extra Details
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MBNA True Line®

MBNA True Line®
Gold Mastercard
8.99% annual interest rate
Purchases and balance transfers
  • Interest rate of 24.99% on cash advance
  • No annual income requirement
  • Annual fee: $39
Pros & Cons
Extra Details
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Loop Corporate Card

Loop Multi-Currency
Corporate Credit Card
Spend in 4 currencies
With one card
  • Credit limits scale with you
  • Get 55 days interest-free to pay
  • No international transaction fees
Pros & Cons
Extra Details
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Jeeves Cash Back Business Credit Card

Jeeves Cash Back
Business Credit Card
Access capital in 24 hours
In your currency of choice
  • Get unlimited cards for your team
  • Up to 3% cashback and benefits
  • No fees and flexible limits
Pros & Cons
Extra Details

FAQs about
Credit Cards

Have a different question? Contact us today.

What is the best credit card to get in Canada

The best credit card to get depends on the type of rewards you want and how you'll use the card. But for all-around usability and rewards we recommend the MBNA Rewards Platinum Plus® Mastercard® with $0 annual fee.

How do I choose a credit card in Canada?

Take a look at the type of spending you usally use your credit card for and consider what rewards you want to earn. Then take a look at the recommended cards and categories at Comparewise to find the best match for you.

What is the lowest interest rate credit card in Canada?

The MBNA True Line® Gold Mastercard® credit card has a low rate of 8.99% followed by the MBNA True Line® Mastercard® credit card with a rate of 12.99%.

How many credit cards should I have Canada?

Try to have a limit of five credit cards at once. If you get any more you may have trouble keeping track of your spending and paying the bills on time.

What credit score is needed for a credit card in Canada?

Credit cards are available for those with poor credit scores and limited credit history. You should try to accrue 3 years of credit history or a minimum credit score of 300 before applying for a credit card.

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