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ClearScore is on a mission to help you get ahead in life by making the world of finance clearer, calmer and easier to understand.How it works
Find out how likely you are to be accepted for credit in seconds. Build your credit confidence and get a wider range of deals, all through ClearScore. The higher your credit score, the more likely you are to be eligible for a credit card, loan or mortgage. You could even get lower interest rates after improving it.
Credit Verify is used to monitor your credit and inform you about your credit score.Fees
Monthly fee of $34.95 after the trial period ends. Make sure that you know there is an automatic subscription that renews automatically.Perks
Get a $25 bonus for active members. It can be used for a wide variety of things like shopping and travel.
This service is available in Quebec and can be used everywhere else a MasterCard is accepted. Some users operate their Koho account like a bank account. This can be done easily because there are no attached fees to pay monthly. Pay cheques can be directly deposited, and cash is withdrawn through an ATM. This service is not free, though.
Up to 1.2% interest on your spending and savings account. The Savings goals are automated for users. You get insight into your spending through the mobile app. Your cards can also be linked to the mobile app. The service is available in either personal or joint account option. There is 0.5% cash back available on all spending.Process
To apply, fill out the application form with the relevant details and pick a card colour. Agree to the terms and submit your application, and your card will be sent. The Koho app is available for download. You can use it to load your account online and send Interac e-transfers.
Your Equifax credit score can help lenders, creditors, and others decide whether or not to grant you a loan or a new credit card. Ensuring your Equifax credit report is error-free can help prevent delays in your loan application.
If your credit scores are on the lower end, there are some actions you can take to help boost your scores and increase your chance of being approved for a loan at a better interest rate.Complete Premier
With Equifax Complete Premier and Equifax Complete Friends and Family, recover from ID theft, help restore your identity and cover up to $1 million in related expenses (certain conditions, restrictions and exclusions may apply).
Have a different question? Contact us today.
Free credit reports are available through Equifax Canada. Other credit report providers offer free credit reports as a free trial of their services.
Check out our list of excellent credit report service providers and select the one which best suits your needs. Monitoring your credit report is just clicks away.
A good credit score in Canada is anything above a score of 713. Credit scores in Canada range between 300 and 900.
Your credit score is an indication of your financial health. It includes your history of bill and credit card payments as well as how long you've used credit. Lenders for car financing, mortgages, and more trust credit scores when deciding how risky it is to lend you funds, which affects the interest rates you are offered.