Lower Financial

Connecting you with Lower Financial...

  • Refinance
  • Renewal
  • Home Equity
  • First Time Buyer
  • Investment Property
  • Commercial
  • Excellent (720+)
  • Good (650 - 720)
  • Fair (600 - 649)
  • Poor (400 - 599)
  • Very Poor (399 or less)
  • No Credit / Unsure
  • Alberta
  • British Columbia
  • Manitoba
  • New Brunswick
  • Newfoundland and Labrador
  • Northwest Territories
  • Nova Scotia
  • Nunavut
  • Ontario
  • Prince Edward Island
  • Quebec
  • Saskatchewan
  • Yukon

Why Lower Financial?

Lower Financial is Canada’s premium mortgage broker offering every type of mortgage in any location across the country.

Why Lower Financial?

They offer mortgage solutions for any kind of home financing solution. If you're buying property for yourself, as an investment, or for your business, they can help. Plus they offer solutions for you to withdraw cash from your home equity.

We recommend Lower Financial because...

Pros & Cons

  • Utilise 85% of your home equity
  • Access competitive mortgage rates
  • Get $500 referral bonuses
  • New to the market
  • Limited customer reviews

FAQs about Lower Financial

What is Lower Financial?

Lower Financial is a Canadian company that specialises in mortgage brokerage with access to 350+ lenders including banks, credit funds and other financial institutions. They provide first time home buyer mortgages, mortgage refinance, debt consolidation mortgages and home equity loans.

Why should I use Lower Financial?

There are a lot of reasons why you should use Lower Financial. Some examples include:

  1. Access to their First Time Home Buyer Mortgages.
  2. Access to their Mortgage Refinance.
  3. Access to their Mortgage Renewals.
  4. Access to their Debt Consolidation Mortgages.
  5. Access to their Home Equity Loans.

How much does Lower Financial cost?

There is no cost to join Lower Financial. However, their lending and mortgages rates vary, for example, A Lending starts at a rate of 1.15%, B Lending starts at a rate of 2.45%, private lending starts at a rate of 3.64% and 2nd mortgages start at a rate of 7.64%.

How do I get started with Lower Financial?

To get started with Lower Financial, all you need to do is get your personal information ready (income, credit rating and home value) and go on their website to click on the 'Apply Now' button. Based on the information you provide, one of the mortgage specialists will give you a quote and a variety of options. Once you've finalised them, just wait and sit back until your mortgage is approved.

Is Lower Financial safe?

Lower Financial is one of Canada's most trusted mortgage brokers. They are committed to providing financial solutions while ensuring all personal information are kept safe and sure.

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