Connecting you with Clutch...

Why Clutch?

Smarter Loans is a loan directory website based in Canada. Its main goal is to teach Canadians about the country’s most innovative financial products and connect them with the country’s best financial institutions in a safe, quick, and easy way.


Smarter Loans allows you to connect with several lenders in Canada for free. They partner with lenders who serve every Canadian province and several sets of eligibility requirements.

We recommend Smarter Loans because...

Pros & Cons

  • Competitive interest rates compared
  • Discover 80+ loan providers
  • They are not a direct lender

FAQs about Clutch

What Is Clutch?

Clutch specializes in providing a seamless online car buying experience to its customers. Their platform allows Canadians to browse 700+ second-hand vehicles from the comfort of their home, making buying a car an easy and stress-free experience.

Why Should I Use Clutch To Sell Cars?

Clutch's passion for giving its customer a seamless car buying experience makes it unique. They also pay their customers the exact amount of their online quote. Their prices are more competitive as they are benchmarked against the retail and wholesale markets.

What's The Car Buying Process Like With Clutch?

Clutch allows you to browse hundreds of cars online and deliver them to your house. From there, you can try it for ten days, and if you don't like it, Clutch will pick it up without hesitation.

What Fees Does Clutch Have?

The fees Clutch charges depend on the province you live in.

  • Clutch does not charge service fees to Alberta, Saskatchewan, and Ontario customers.
  • For customers in Nova Scotia, New Brunswick and Prince Edward Island, they charge a service fee of $899.
  • British Columbia customers will be charged a service fee of $599.
Please remember that government fees, financing fees and applicable taxes are specified in the pricing tab of an individual customer's display page.

Will I Get Qualified For A Loan With Clutch?

Clutch is partnered with most of Canada's best financial institutions to support customers in getting a loan at the best possible rate. Many factors can affect your chances of approval, including credit history, employment, residency status, down payment, application details, co-applicants and type of vehicle.

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