Connecting you with Homewise...

Why Homewise?

Homewise is a licensed online mortgage platform that provides direct mortgage service or through a mortgage brokerage. Top lenders, including banks, private lenders, and credit unions, work with Homewise.

Getting started

Personal, employment, address, and other information will be required during the application. Homewise features a calculator resource for measuring the affordability of the mortgage loan and expectation of home purchase.


Free support and access to advisors if you get stuck in the process. Clients are usually paired with deals that seem best for them. They handle mortgage negotiations on behalf of clients. Homewise also features mortgage refinancing. You can even switch between mortgage lenders on Homewise.

We recommend Homewise because...

Pros & Cons

  • Free mortgage services
  • Access to free resources like a calculator
  • Dedicated customer care system
  • Quick and easy mortgage access
  • They do not serve Quebec
  • No pre-application rate
  • A physical meeting is not an option

FAQs about Homewise

What is Homewise?

Homewise is a Canadian company that provides an efficient and simple mortgage process for every home buyer in Canada. They are licensed by the FSRA to give broker services in Canada that are free to use.

Why should I use Homewise?

There's a lot of reasons why you should use Homewise but some examples include:

  1. Access to their New Mortgage service
  2. Access to their Mortgage Pre-Approval service
  3. Access to their Mortgage Refinancing service
  4. Access to their Reverse Mortgage service

How much does Homewise cost?

Homewise is free to use which means there are no upfront cost to use their service. However, when you finalise your mortgage, the lender you choose will pay them a referral free.

How do I get started with Homewise?

Getting started with Homewise is simple and quick. The best way to join is to go on their website in which you will have to answer a few simple questions. Answering these questions are vital for Homewise to make the best recommendation for you.

Is Homewise safe?

Homewise is licensed by the FSRA to give broker services in Canada. Throughout their mortgage services, they use SSL technology and encryption similar to banks to protect all information.

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