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With Journey Capital you can access three types of business funding solutions from one simple application: business term loans, lines of credit, and flex funds advances.
Funding ProgramsJourney Capital offers three funding programs for busineses. With business term loans you can grow and invest in your business with a short-term infusion of capital to fund specific projects and purchases to drive your business forward. Business lines of credit keep your business running smoothly with reliable, revolving access to working capital to help you manage your ongoing business needs. Finally, flex funds advance aligns to work with your cash flow. Pay back faster when sales are strong, and benefit from smaller payments when they’re not.
To qualify for financing with Journey Capital, businesses must be based in Canada and have a business bank account with a Canadian financial institution. You must also have at least 6 months of business history as the business owner, and your business should generate a minimum of $100,000 in annual sales. Lastly, you must have a personal credit score of at least 600.
The online application is designed to be quick and user-friendly, typically taking less than 10 minutes to complete.
Approved funds can be deposited into your business bank account in as little as 24 hours.
No, applying for financing with Journey Capital does not impact your credit score. The company uses a soft credit pull during the initial application process, which allows you to see what you qualify for without affecting your credit score.
Yes, Journey Capital offers dual financing options, allowing you to combine different credit products to suit your business needs. For example, you could pair a business line of credit with either a business term loan or a Flex Funds advance.
Journey Capital contacts are available via their website. Or you can reach them via email at info@journeycapital.ca. The Journey Capital contact office is at 1100 René Lévesque Ouest, Suite 610, Montréal, Quebec, H3B 4N4 Business hours are Monday to Friday, 9 am to 6 pm ET.
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