Connecting you with Meridian...

Why Meridian?

Meridian offers a wide range of mortgage services, similar to big banks. You don’t have to be a Meridian member for mortgage pre-approval but must reside in Ontario. To apply for a Meridian mortgage, create a profile, submit your application and await final approval.

Other offers

Meridian offers other financial deals aside from mortgage solutions. Aside from being an Ontario resident, income, credit profile, and loan type are also considered before approving a Meridian mortgage loan. How much you can borrow from Meridian is based on several factors.

Customer service

You can reach customer care representatives using the toll-free phone number on their website. Proof of identity, finance, health, social insurance number, or more are required for documentation.

We recommend Meridian because...

Pros & Cons

  • Low mortgage interest rates
  • Flexible payment plan
  • A guaranteed pre-approved rate for 120 days
  • Skip-a-payment privilege once per year
  • Serves Ontario residents only
  • A $48 delay charge on line/loan of credit

FAQs about

What is Meridian?

Meridian is a credit union based in Ontario that provides quality banking services such as personal banking, business banking and wealth advice. With over 365,000 members, they strive to continuously find ways to innovate their products for Canadians to achieve better lives.

Why should I use Meridian?

There are lots of reasons why you should join Meridian. Some examples include:

  1. Access to its personal banking services such as accounts, credit cards, loans & lines, mortgages, insurance and investing.
  2. Access to its business banking services such as accounts, credit cards, business solutions, financing options, investing and business resources.

How much does Meridian cost?

Meridian's savings and chequing accounts have a $0 monthly fee while services like loans, lines of credit, mortgages, insurance, and other services have rates depending on your choice. Additional services like money transfers, bank drafts, debit transaction fees etc., can be found in a more detailed version of Meridian's fees here.

How do I get started with Meridian?

To get started with Meridian, we recommend going on their website and signing up for an account if you live or work in Canada. You must fill in personal information depending on which service you choose.

Is Meridian safe?

Meridian is 100% online secured, and a regulated financial institution that ensures all money is safe. Additionally, all deposits are insured for up to $250,000 per member.

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