Connecting you with OnDeck...

  • Under 3 months
  • 3 - 6 months
  • 6 - 12 months
  • 1 - 2 years
  • 2 - 3 years
  • Over 3 years
  • Alberta
  • British Columbia
  • Manitoba
  • New Brunswick
  • Newfoundland and Labrador
  • Northwest Territories
  • Nova Scotia
  • Nunavut
  • Ontario
  • Prince Edward Island
  • Quebec
  • Saskatchewan
  • Yukon

Why OnDeck?

With OnDeck you can access three types of business funding solutions from one simple application: fixed-term loans, lines of credit, and flex funds.

Funding Programs

OnDeck offers three funding programs for busineses. With fixed-term loans you can grow and invest in your business with a short-term infusion of capital to fund specific projects and purchases to drive your business forward. Lines of credit keep your business running smoothly with reliable, revolving access to working capital to help you manage your ongoing business needs. Finally, flex funds align to work with your cash flow. Pay back faster when sales are strong, and benefit from smaller payments when they’re not.

We recommend OnDeck because...

Pros & Cons

  • A variety of loan amounts & lengths
  • Reasonable rates and no specific collateral
  • Save interest with early repayment
  • Pricing is determined based on creditworthiness

FAQs about OnDeck

What Is OnDeck?

OnDeck focuses on supporting and empowering small businesses through financial solutions and exceptional service. They offer flexible terms and rates where small businesses can expect a quick response to loan applications.

What Are The Minimum Requirements?

OnDeck's minimum requirements include the following:

  • One year in business
  • $100,000 in annual revenue
  • Business owner's minimum personal credit score of 625

What Is The Application Process Like With OnDeck?

OnDeck's application process takes less than 10 minutes. All you need to do is complete the application form by giving important information. The lending advisor will contact you to agree on the best offer. Once done, you can expect to receive it in less than 24 hours.

What Are The Loan Amounts & Terms?

OnDeck's Term Loans range from $5,000-$250,000 over 3-24 months. While the Lines of Credit range from $6,000-$100,000 with a payback option of up to 12 months.

How Does OnDeck Determine The Cost To Repay?

As mentioned, the cost of a loan depends on lots of factors. However, OnDeck uses its score technology to decide the actual rate. This helps them analyze numerous data and base their rate depending on the performance of the business.

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