Smarter Loans

Connecting you with Smarter Loans...

Why Smarter Loans?

Smarter Loans is not a lender, but a platform that connects people and business owners to legitimate lenders that partner with them. Business owners can compare rates, terms, and conditions of about 100 lenders on the platform before making a decision. They helped many businesses get access to loans.


Smarter Loans gives users access to a maximum business loan amount of $100,000 and a minimum of $5,000. Business owners can access the profiles of the available lenders on the platform to ascertain their legitimacy and boost confidence in making a choice.

Other offerings

They also have a variety of loan calculators on the website to help ease all aspects of loan calculations. Businesses looking for loans on the platform can use the pre-applying feature on the site to make the best decision.

We recommend Smarter Loans because...

Pros & Cons

  • Business loans between $5000 and $100,000
  • Compare lenders to get the best loan rates
  • Get expert opinions on suitable business loans
  • At least 6 months in business
  • Not a direct lender

FAQs about Smarter Loans

What is Smarter Loans?

Smarter Loans provides fast and simple financial services to Canadians such as personal, business, auto, mortgage, equipment and healthcare funding. With the increase in demand for digital financing, Smarter Loans aims to be one of the most notable fintech companies.

Why should I use Smarter Loans?

Smarter Loans assists Canadians in making more informed financial decisions by teaching them about Canada’s most innovative financial products and linking them with Canada’s leading financial organizations in a safe, quick, and convenient manner.

How much does Smarter Loans cost?

Becoming a Smarter Loans member does not have fees. Once you decide on which service to use, you can use the 'pre-apply' function to connect you with the most suitable loans.

How do I get started with Smarter Loans?

To get started with Smarter Loan, you need to go to their website and create an account. Once approved, you can choose from personal, business, auto, mortgage, equipment and healthcare funding.

Is Smarter Loans safe?

Smarter Loans is known for keeping personal information safe. Since 2016, they have helped over 40,000 Canadians and have a trusted lender in the financial sector in Canada.

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